
Overwater Villa
Maldives
From 60,000 points/night

The loyalty points co-pilot
Track every balance across 200+ programmes, know the exact moment your points beat cash, and catch live transfer bonuses before they expire.
iOS & Android · 30-day free trial · No bank logins
Tracking 200+ loyalty programmes — airlines, hotels & banks
What you get
The moves travel gurus charge $300 to teach — done for you, in seconds.
Pick a programme, enter how many points you need, and Pointfolio instantly ranks every route — direct purchases, card transfers, and live promos — by real cost per 1,000 points.

Enter the points required, the fees you’ll still pay, and the cash fare. Pointfolio gives you the exact saving in real money — and a clear verdict.

Transfer bonuses and buy-miles sales surfaced the second they go live, scanned daily across programmes — so you never miss a window again.

0+
Loyalty programmes tracked
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Transfer routes mapped
€0
Saved on one redemption

The 40-second story
See why thousands of points were slipping away — and how Pointfolio puts them back to work.
Where your points take you
The redemptions the gurus chase — surfaced, priced, and within reach.

Overwater Villa
From 60,000 points/night

Business Class
From 70,000 miles return

First Class
From 50,000 miles return

Return Flight
From 40,000 miles return
Example redemptions. Actual rates vary by programme, route, and availability.
Plans
A free tier for the essentials, and one Pro plan that unlocks everything — with a 30-day free trial, then a founding price locked for life.
Everything in one place.
€0
Free forever
Everything, unlocked.
€5.99/mo
-40%€9.9930-day free trial · founding price, locked for life
30-day free trial · Cancel anytime · Founding price locked for life
Coming next · Phase 2
Building on today’s live deal scanner, we’re developing a personal AI agent that learns your portfolio — so more of the hunting happens for you.
On the roadmap — not available yetToday a live scanner watches the market for everyone. Next: an agent tuned to the programmes and balances that are actually yours.
A short, portfolio-aware summary — new transfer bonuses and the smart moves worth making. In development.
“Can I reach Tokyo in business with what I have?” Mia handles support today; a travel-savvy agent that answers this is next.
Questions
200+ at launch — including Smiles, Livelo, Esfera, LATAM Pass, Avios, Emirates Skywards, Amex, Chase, Marriott, Hyatt and many more. The full searchable list is inside the app.
Get started
Create your free account. Track every balance, and upgrade to Pro when you’re ready — 30-day free trial, no bank logins.
iOS & Android · 30-day free trial